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Best questions for high school senior student survey about financial literacy confidence

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Adam Sabla

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Aug 29, 2025

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Here are some of the best questions for a high school senior student survey about financial literacy confidence, plus tips to craft them for real, actionable insight. With Specific, you can build a survey like this in seconds.

Best open-ended questions for a high school senior student survey about financial literacy confidence

Open-ended questions spark honest conversation and surface context you’d never get from multiple-choice. They’re especially useful if you want to learn not just what students know, but how they feel and where they struggle. This really matters—just 25% of U.S. high school upperclassmen feel ready to choose financial institutions confidently, and over half aren’t sure how to make a plan for paying back loans. [1] So, digging into student experiences can reveal important gaps to fix.

  1. What financial topics do you feel most confident about right now?

  2. Which financial tasks (like budgeting or opening a bank account) do you find challenging, and why?

  3. Can you share a recent experience where you managed money or made a financial decision?

  4. What’s something you wish you understood better about using credit or borrowing money?

  5. When you think about student loans or repaying debt, what concerns do you have?

  6. How prepared do you feel to handle your own finances after graduation? Tell us why you feel that way.

  7. If your school offered more personal finance classes, what topics would you want to learn about?

  8. Describe a financial goal you have for the next year. How do you plan to reach it?

  9. Who do you usually ask for financial advice, and why?

  10. What one thing could your school do to help you feel more confident managing your money?

Best single-select multiple-choice questions for a high school senior student survey about financial literacy confidence

Single-select multiple-choice questions let us quantify student confidence and kickstart deeper conversations. Sometimes, choosing an option is simpler than thinking up a detailed answer—especially for students pressed for time or just starting to reflect on their experience. We often use these questions to guide follow-up, so we can clarify and probe for richer details.

Question: How confident do you feel about managing your personal finances?

  • Very confident

  • Somewhat confident

  • Not very confident

  • Not confident at all

Question: Which financial topic do you find most confusing?

  • Credit scores and credit cards

  • Banking basics

  • Loan repayments (student or other)

  • Budgeting or saving

  • Other

Question: Where did you learn most of what you know about money?

  • School classes

  • Family or friends

  • Internet or social media

  • Personal experience

When to follow up with "why?" Use a follow-up when you want to uncover the reasons behind a student’s answer, or when clarification could surface nuances. For example, if a student selects “Not very confident” in managing finances, a great follow-up is: “What would help you feel more confident about managing your money?” This conversation gets to the root causes and potential solutions.

When and why to add the “Other” choice? Add “Other” whenever you suspect your preset answer list might miss something meaningful. When a student picks “Other” in a question about financial confusion, a follow-up like “Please describe what you had in mind” can uncover pain points you never considered.

NPS-style question for high school senior student survey about financial literacy confidence

The Net Promoter Score (NPS) isn’t just for businesses. For students, NPS-style questions track advocacy and overall confidence. Asking, “How likely are you to recommend your school’s financial literacy program to a friend?” on a 0–10 scale, with an optional follow-up—“What’s the main reason for your score?”—can reveal the program’s true impact. Tailoring the follow-up for low, medium, or high scores surfaces what’s working and what’s not. You can generate an NPS survey for high school seniors about financial literacy confidence instantly using Specific.

The power of follow-up questions

Follow-up questions turn a static survey into a real conversation. This is where Specific shines: its AI-powered follow-up feature reads context and asks smart, meaningful probes on the spot. That way, every answer gets a chance to go deeper, and you get richer, more usable feedback than any one-shot form could ever collect.

  • Student: “I don’t really get how credit cards work.”

  • AI follow-up: “Can you tell me what confuses you most—like interest rates, payments, or something else?”

Without that follow-up, you’re left with a vague comment—but with it, you see exactly where confidence breaks down.

How many followups to ask? Usually, 2–3 focused follow-ups are enough to clarify and get detail, while keeping things conversational. With Specific, you can set rules for skipping to the next question once you have the info you need.

This makes it a conversational survey—students are engaged, feedback is richer, and the experience feels like a chat, not a test.

AI response analysis—Don’t worry about sifting through long text replies. With AI-powered response analysis, we can summarize, sort, and interpret every thread of conversation in minutes, not days.

Automated, dynamic follow-ups are a new frontier—try generating your own survey and see the difference in the depth of what you discover.

AI prompts for generating great financial literacy confidence survey questions

If you want ChatGPT (or another AI) to generate fresh survey questions, here’s where to start. Simply prompt:

Suggest 10 open-ended questions for High School Senior Student survey about Financial Literacy Confidence.

But you’ll always get a sharper result if you add context about your situation, your goals, or specific struggles students face, like this:

“Suggest 10 open-ended questions for a high school senior student survey focused on financial literacy confidence. These students are about to graduate and may deal with budgeting, credit, and student loans. I want questions that address both their current confidence levels and what they feel schools should be teaching.”

Next, ask the AI to organize its ideas:

Look at the questions and categorize them. Output categories with the questions under them.

Then, dig deeper in the categories that matter most to you—suppose “Budgeting” and “Credit Confidence” stand out. Try:

Generate 10 questions about Budgeting and Credit Confidence for high school seniors about to graduate.

What is a conversational survey—and why does it matter?

A conversational survey is interactive—more like a chat with a smart mentor than a form to fill out. The AI recognizes answers in real time, follows up to clarify, and really draws out what matters. That’s a game-changer compared to forms where students just tick boxes and move on. Specific lets you build these conversational surveys right from your browser, streamlining the whole process for both creators and respondents.

Manual surveys

AI-generated conversational surveys

Static, fixed questions

Dynamic, adaptive questions

Little room for clarification

Automatic probing and context gathering

Slow to analyze

AI instantly summarizes and distills themes

High risk of unclear answers

Conversational flow minimizes ambiguity

Why use AI for high school senior student surveys? The latest stats show most teens crave more financial education – 85% want to learn about money in school, and only a small fraction feel prepared to handle their finances. [2] With an AI survey example, you adapt, clarify, and truly understand where confidence gaps are, empowering students and educators alike.

Specific’s AI survey generator and easy guidance for creating a custom survey for students mean anyone can launch a best-in-class conversational survey—no research background needed. Respondents actually enjoy the experience, so you get more data, faster.

See this financial literacy confidence survey example now

Jump in and design your own survey in minutes. Start understanding what your high school seniors need, boost their financial literacy confidence, and experience the power of conversational AI surveys to get clear, actionable insights fast.

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Sources

  1. Prnewswire.com. Survey of High School Juniors and Seniors Reveals High Levels of Unpreparedness to Manage Personal Finances, Eagerness to Learn

  2. Intuit.com. Intuit Survey: High School Students Want More Financial Education In School

  3. Everfi.com. New Report From EVERFI Reveals Low Levels of Preparedness and Critical Need for Financial Education

Adam Sabla - Image Avatar

Adam Sabla

Adam Sabla is an entrepreneur with experience building startups that serve over 1M customers, including Disney, Netflix, and BBC, with a strong passion for automation.

Adam Sabla

Adam Sabla is an entrepreneur with experience building startups that serve over 1M customers, including Disney, Netflix, and BBC, with a strong passion for automation.

Adam Sabla

Adam Sabla is an entrepreneur with experience building startups that serve over 1M customers, including Disney, Netflix, and BBC, with a strong passion for automation.